Current  Kentucky mortgage rates today   

Over 500 loans closed in Kentucky and still going strong. Call us today for your personal, free loan quote. We are a local company that is here to serve your home loan needs. 502-905-3708 or kentuckyloan@gmail.com

        Today’s  Louisville Kentucky Mortgage Rates may contain points

Subject to credit approval
Rates are subject to change without notice.

FHA, VA, KHC, Rural Housing, USDA, Fannie Mae Mortgage Loans

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Interest Rates.

nterest Rates KHC Mortgage Interest Rates 5/4/2012, 10:00 a.m. ET Rates subject to change without notice. Secondary Market Interest Rates (Purchases and Refinances):  45-Day Lock     Loan Type Rate without Down Payment Assistance Rate with Down Payment Assistance FHA, VA & RHS 640 credit score AUS approval Cancellation fee of .25% if loan does not close 3.750% 4.125% Mortgage Revenue Bond Interest Rates (Purchases ONLY): 60-Day Lock    Loan Type Rate without Down Payment Assistance Rate with Down Payment Assistance FHA, VA & RHS 640 credit score AUS approval 4.125% 4.250% Conventional 660 credit score AUS approval Maximum 80% LTV* 4.125% NOT AVAILABLE Borrower must use own funds or gift funds  * LTV = Loan to Value  Joel Lobb (NMLS#57916) Senior  Loan Officer 502-905-3708 cell 502-813-2795 fax jlobb@keyfinllc.com Key Financial Mortgage Co. (NMLS #1800)* 107 South Hurstbourne Parkway* Louisville, KY 40222* http://mylouisvillekentuckymortgage.com

For more information contact: Kentucky Housing Corporation (502) 564-7630 (800) 633-8896 (KY only) 1231 Louisville Road, Frankfort, Kentucky 4060

Homeownership Opportunities Still Available Through State Housing Agency.

Homeownership Opportunities Still Available Through State Housing Agency

Lowest interest rates ever offered through KHC

There is good news for Kentuckians thinking about purchasing a home. Kentucky Housing Corporation (KHC), the state housing finance agency, is offering the lowest rates ever in its 40-year history.

For a limited time, rates are as low as 3.375 percent, with a 30-year, fixed-rate term. KHC also has a program for down payment and closing costs assistance with a special rate of 3.625 percent.

“It has never been a better time to purchase a home through KHC,” said Governor Steve Beshear. “With rates this low and down payment and closing costs assistance, Kentuckians who thought they would not be able to own a home now have an opportunity. These low rates will not last; buyers should contact a KHC-approved lender as soon as possible.”

Purchasing a home through KHC is easy. Buyers work with a network of KHC-approved lenders and banking institutions that help the buyer throughout the purchasing process. There are also over 1,000 real estate agents who have become KHC-certified and have committed to helping their buyers with affordable home-financing solutions. A list of lenders and real estate agents is available on KHC’s Web site. Buyers should ask for a KHC loan.

“Kentuckians can feel comfortable purchasing a home through KHC,” said Richard L. McQuady, chief executive officer of KHC. “KHC home loans start with us and end with us. When homeowners make a payment or call about their loan, they are talking to a KHC staff person at our office in Frankfort.”

Kentucky Housing is able to offer these low rates through an extension of the New Issue Bond Program (NIBP), a federal bond purchase program provided by the U.S. Department of Treasury.