Documents Needed for a Mortgage Loan Approval
Documents Needed for a Mortgage Loan Approval in Kentucky-
Documents Needed for a Mortgage Loan Approval in Kentucky-You want a Easy Loan Approva? : Have These Items Ready When You Apply For a Loan
For a Quick Easy Loan Approval:
Have These Items Ready When You Apply For a Loan
Employment |
| ____ Name and address of employers for the past two years |
| ____ Copy of pay stubs for the previous 30 days |
| ____ Copy of last two years w-2 forms (if commissioned or paid by 1099, copy of last two years complete tax returns) |
Self-employed |
| ____ Copy of last two years tax returns (personal and corporate); year to date P&L and Balance Sheet through the most recent quarter |
Liabilities |
| ____ Name and account numbers for all revolving and installment accounts |
| ____ Name and account number for all mortgage loans for the previous two years |
| ____ Name and address for landlords for the previous two years |
Assets |
| ____ Name, address, and account number for all bank accounts |
| ____ Name, address, and account numbers for all brokerage accounts |
| ____ Copies of statements covering last 3 months on asset accounts |
| ____ Copy of most recent statement for 401K, Savings Plan, etc. |
Miscellaneous |
| ____ Copy of driver’s license and social security card |
| ____ Copy of fully executed divorce decree if applicable |
| ____ Copy of signed earnest money contract |
| ____ Copy of lease agreements on rental properties |
| ____ Veterans! Copy of DD 214 and Eligibility Cert. if you have it |
| ____ Check for the cost of your credit report and appraisal |
- In addition, you will need to pay for a credit report and appraisal of the property
Kentucky FHA Requirements: Your Loan Checklist
