Homeownership: Kentucky


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More From HUD

	Homebuyer’s kit
	How much home can I afford?
	Let FHA loans help you
	How to buy a HUD home
	FHA mortgage limits
	Settlement and closing costs
	Home improvements
	Refinancing home mortgages
	Reverse mortgages
	Fair housing
	Approved mortgage lenders

Links

	Tax Credits for Energy Efficiency Improvements
	Mortgage information from the Federal Reserve Bank
	Loan programs for veterans
	Is Homeownership right for you?
	Homesales.gov

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started

	Housing counseling agencies - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages
	Predatory lending - beware – whether you’re buying or refinancing your home, don’t become a victim of unfair lending practices

Buying a Home

	Assistance programs - resources and programs to help you buy and maintain your home
	HUD homes for sale
	Homeownership vouchers – some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program

Owning and Maintaining Your Home

	Home repairs - money for home improvements and repairs
	Avoid foreclosure – don’t lose your home

Other Kentucky Resources

Housing resources for seniors

Help with your utility bills

Disaster relief and emergency assistance

Health and environmental information - safeguard your home and family

Rural housing programs-

USDA Rural Development Programs

Housing resources for Native Americans

Homeowner warranties in Kentucky

FHA-approved protection plans

Extended homeowner warranties

FHA-accepted protection plans

The Kentucky Homeownership Protection Center provides a centralized location for information on public services to assist Kentuckians in keeping their homes. Homeowners can find information on the foreclosure process, utility assistance and home repair assistance to make smart choices and avoid losing their homes. For more information, call toll-free 1-866-830-7868.