| Location |
Bullitt County KY
• Apply Here |
| Year |
2011 |
| Data Years (click a year for detail) |
2003 2004 2005 2006 2007 2008 2009 2010 2011 |
| Total Number of Mortgage Applications |
5,063 |
| Total Amount of All Mortgage Loans Applied For |
$677,468,000 |
| Average Mortgage Loan Amount Applied For |
$133,000 |
| Highest Mortgage Loan Amount Applied For |
$13,346,000 |
| Average Applicant Income |
$58,000 |
| Highest Applicant Income |
$809,000 |
|
|
| Home Improvement |
216 |
$10,921,000 |
$50,000 |
$413,000 |
$60,000 |
$636,000 |
| Home Purchase |
1,647 |
$227,913,000 |
$138,000 |
$13,346,000 |
$53,000 |
$809,000 |
| Refinancing |
3,200 |
$438,634,000 |
$137,000 |
$547,000 |
$60,000 |
$783,000 |
|
| American Indian or Alaskan Native |
10 |
$950,000 |
$95,000 |
$350,000 |
$77,000 |
$168,000 |
| Asian |
10 |
$1,412,000 |
$141,000 |
$240,000 |
$104,000 |
$300,000 |
| Black or African American |
45 |
$7,487,000 |
$166,000 |
$298,000 |
$61,000 |
$163,000 |
| Hispanic |
41 |
$5,249,000 |
$128,000 |
$324,000 |
$46,000 |
$125,000 |
| Native Hawaiin or Other Pacific Islander |
1 |
$12,000 |
$12,000 |
$12,000 |
$73,000 |
$73,000 |
| Not applicable |
292 |
$54,861,000 |
$187,000 |
$13,346,000 |
$10,000 |
$312,000 |
| Not Provided |
431 |
$59,578,000 |
$138,000 |
$476,000 |
$56,000 |
$206,000 |
| White |
4,233 |
$547,919,000 |
$129,000 |
$633,000 |
$61,000 |
$809,000 |
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,209 |
$398,527,000 |
$124,000 |
$1,700,000 |
$65,000 |
$809,000 |
| FHA-insured (Federal Housing Administration) |
1,260 |
$188,951,000 |
$149,000 |
$13,346,000 |
$46,000 |
$180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
279 |
$35,393,000 |
$126,000 |
$280,000 |
$40,000 |
$99,000 |
| VA-guaranteed (Veterans Administration) |
315 |
$54,597,000 |
$173,000 |
$468,000 |
$50,000 |
$216,000 |
|
| Application Approved But Not Accepted |
198 |
$25,015,000 |
$126,000 |
$417,000 |
$59,000 |
$279,000 |
| Application Denied By Financial Institution |
944 |
$111,486,000 |
$118,000 |
$633,000 |
$56,000 |
$636,000 |
| Application Withdrawn By Applicant |
468 |
$65,407,000 |
$139,000 |
$428,000 |
$62,000 |
$314,000 |
| File Closed For Incompleteness |
108 |
$15,461,000 |
$143,000 |
$361,000 |
$63,000 |
$196,000 |
| Loan Originated |
2,376 |
$319,573,000 |
$134,000 |
$13,346,000 |
$64,000 |
$809,000 |
| Loan Purchased By The Institution |
969 |
$140,526,000 |
$145,000 |
$468,000 |
$43,000 |
$224,000 |
| Preapproval Approved but not Accepted |
0 |
$0 |
$0 |
$0 |
$0 |
$0 |
| Preapproval Denied by Financial Institution |
0 |
$0 |
$0 |
$0 |
$0 |
$0 |
|
| Collateral |
134 |
$17,853,000 |
$133,000 |
$396,000 |
$70,000 |
$228,000 |
| Credit Application Incomplete |
108 |
$14,609,000 |
$135,000 |
$475,000 |
$69,000 |
$611,000 |
| Credit History |
222 |
$19,871,000 |
$89,000 |
$400,000 |
$55,000 |
$636,000 |
| Debt-To-Income Ratio |
111 |
$13,998,000 |
$126,000 |
$384,000 |
$46,000 |
$220,000 |
| Employment History |
4 |
$400,000 |
$100,000 |
$146,000 |
$39,000 |
$44,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
28 |
$3,132,000 |
$111,000 |
$317,000 |
$65,000 |
$132,000 |
| Mortgage Insurance Denied |
0 |
$0 |
$0 |
$0 |
$0 |
$0 |
| Other |
62 |
$8,172,000 |
$131,000 |
$357,000 |
$56,000 |
$187,000 |
| Unverifiable Information |
19 |
$2,640,000 |
$138,000 |
$258,000 |
$44,000 |
$160,000 |
|
|
Kentucky First-Time Home Buyer Programs | USDA, FHA, VA & KHC Loans 
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