Important steps in getting a mortgage.

You’ve decided to buy a home. So you now you need a mortgage. Here are the steps to get your closer to home ownership.

Lenders give the best mortgage terms to people with the highest credit scores.

A good lender will be able to help you decide a budget that best suits your needs.

The pre-approval letter will be used when making an offer on a property.

An Underwriter will review all your documents to ensure you qualify for the mortgage.

Conventional, FHA & VA are all types of financing.

Never feel pressured to pay more for a house than you’re willing borrow.

If you’re thinking of buying a home, hold off on all large purchases until after settlement.

Some loans fund immediately; some take a couple days. Either way, you’ll get the keys to your new home at settlement and can move in!

If you have any questions about…