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What are the qualification for a Kentucky VA Home Loan?
Consistent Job and Income Stability
- For a currently serving service member, your service will immediately qualify as a stable job.
- For Kentucky veterans no longer on active duty, you’ll want to have at least 12 months at your current job or be in a similar line of work to your most recent work. Two years or more with an employer is the ideal job history for a mortgage.
- If you started a new job recently, you may be able to reference your previous work history, work in the service, or educational background to support the stability of your new job. In addition to standard paperwork, if it’s a brand new job, we’ll also be looking for an offer letter.
- Some types of jobs are inherently less stable than others. If you’re receiving a salary, your income is guaranteed short of…
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Kentucky First-Time Home Buyer Programs | USDA, FHA, VA & KHC Loans 