Loan Limit Change – Effective January 31, 2020

Homes financed under the program are generally 2,000 square feet or less.
Area Loan Limits
Single Family Housing Direct

The Direct Home Loan Program assists low- and very-low- income applicants obtain decent, safe, and sanitary housing in eligible rural areas.  Funds can be used to purchase, build, repair, or renovate a home.  Applicants must meet income eligibility for a direct loan.  Please select South Dakota from the map that displays.

Generally, rural areas with a population less than 35,000 are eligible.  Visit the USDA Income and Property Eligibility website for complete details.

Limit Effective 8- 19
Adair $251,862
Allen $251,862
Anderson $251,862
Ballard $251,862
Barren $251,862
Bath $251,862
Bell $251,862
Boone $251,862
Bourbon $251,862
Boyd $251,862
Boyle $251,862
Bracken $251,862
Breathitt $251,862
Breckinridge $251,862
Bullitt $251,862
Butler $251,862
Caldwell $251,862
Calloway $251,862
Campbell $251,862
Carlisle $251,862
Carroll $251,862
Carter $251,862
Casey $251,862
Christian $251,862