Kentucky First-Time Home Buyer Loan Programs

KHC loan – Kentucky First-Time Homebuyer Loan Programs for FHA, VA, KHC and USDA Mortgage Loans in KY

Home Loans Preapproval Checklist

• A driver’s license or U.S. passport
• A Social Security number or card. If not a U.S. citizen, a copy of the front and back of your green card(s)
• Verification of employment
• Copy of their credit reports from the three national credit bureaus
• Recent pay stubs covering the last 30 days
• W-2 forms from the previous two years
• Proof of any additional income
• Last two years of personal federal income tax returns with all pages and schedules. If self-employed, last two years of individual federal income tax returns with all pages and schedules, as well as a business license, a year-to-date profit and loss statement (P&L), a balance sheet, and a signed CPA letter stating you are still in business
• Bank account statements proving that you have enough to…