Kentucky FHA Loans with Past Bad Credit

Kentucky FHA loans can be an excellent option for first-time homebuyers and borrowers with lower incomes or less-than-perfect credit. They can also be an easy way to refinance. .

Features and benefits:

• Low down payment from borrower or other approved source¹
• 580 credit score with 96.5 Financing and down to 500 score with 500 score on case by case
• Streamline option refinance with no appraisal
• Up to 6% seller contributions to pay your closing costs and prepaids
• AUS with FHA TOTAL Mortgage Scorecard
• Waivers for some ratio and documentation

Purchase, rate/term, or cash-out refinance of a primary residence. Program terms available may vary based on the state or county in which the financed
property is located. Mortgage insurance is required.
CONSIDERATIONS: Important information will be provided to you in the disclosures you receive after we have received your application and the loan
documents you are provided at loan closing…