USDA Loans for Manufactured Homes in Kentucky

USDA Loans for Manufactured Homes in Kentucky – 100% Financing Coming Soon!

Are you looking for affordable home financing options for manufactured or mobile homes in Kentucky? Big news is here! Starting March 4, 2025, the USDA will officially offer 100% financing for manufactured homes. This exciting change will make homeownership more accessible and affordable for families in Kentucky.

Currently, you can take advantage of FHA loans with Kentucky Housing Corporation’s down payment assistance. This also offers a path to 100% financing. This option is ideal for those purchasing manufactured homes in urban and rural areas alike.

What You Need to Qualify for USDA Manufactured Home Loans in Kentucky:

  • A credit score of 581 or higher.
  • The home must be on a permanent foundation.
  • Homes must meet USDA property guidelines.

With soaring home prices, this USDA loan update comes at the perfect time to help more families afford a home. Whether you’re in a rural area or looking to finance a manufactured home elsewhere, we have options for you.

If you’re ready to take the next step, contact me today for a free pre-approval! Let’s explore how USDA or FHA loan programs can help you become a homeowner in Kentucky.

Make your dream of owning a home a reality! Don’t wait – start your journey today!

#KentuckyUSDAloans #ManufacturedHomesKY #NoMoneyDown #AffordableHousingKY

Manufactured homes offer a cost-effective alternative to traditional housing, with modern designs and layouts that meet the needs of today’s homeowners. With these flexible loan options, Kentucky homebuyers have access to financing programs tailored to manufactured housing.

Whether you’re looking for a low credit score option, zero money down, or a loan for a primary or secondary residence, these programs cater to a variety of financial situations.

1 –  Email – kentuckyloan@gmail.com 

2.   Call/Text – 502-905-3708

Joel Lobb
Mortgage Loan Officer – Expert on Kentucky Mortgage Loans


🌐 Website: www.mylouisvillekentuckymortgage.com
🏢 Address: 911 Barret Ave., Louisville, KY 40204

Evo Mortgage
Company NMLS# 1738461
Personal NMLS# 57916

For assistance with Kentucky mortgage loans, reach out via email, call, or text Joel Lobb directly.

 

Labels: Conventional, doublewide, Down Payment, FHA, Fico Score, manufactured homes, mobile homes, pilot refinance, purchase, refinance, singlewide, USDA, VA

Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA

I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. Realizing that this is one of the biggest, most important financial transactions a family makes during their lifetime, I always feel honored and respected when I am chosen to originate their personal home loan. You can count on me to deliver on what I say. I will always give you honest, up-front personal attention. You deserve this attention during the loan process. I have several advantages over the large banks in town. First, I can search and negotiate for your loan options through several different mortgage companies across the country to get you the best deal locally. Where most banks will offer offer you their one set of loan products. I have access to over 10 different mortgage companies to broker your loan through to get you the best pricing and loan products that may not fit into the bank’s program due to credit, income, or other underwriting issues. You will not get lost in the shuffle like most borrowers do at the mega banks; you’re just not a number at our company, you are a person and we will treat you like one throughout the entire