Top Kentucky Mortgage Programs for First-Time Buyers


Kentucky First-Time Homebuyer Guide 2026 Expert Answers to Your Mortgage Questions | FHA • VA • USDA • KHC Programs

2026 Guidelines for Student Loans and Mortgages


2026 Guidelines for Student Loans and Mortgages

2026 Welcome Home Grant Program for Kentucky Home Buyers


2026 Welcome Home Grant Program for Kentucky Home Buyers $20,000

First-Time Homebuyers Kentucky Mortgage Offerings to consider


First-Time Homebuyers Kentucky Mortgage Offerings to consider

How to buy a house in Kentucky with Zero Down Payment Mortgage Loan


Kentucky Housing Corporation (KHC) Loan (Best for KY Buyers Needing Assistance) Down Payment: $0 with $10,000 Down Payment Assistance (DAP) Interest Rate: ~5.75% Credit Score: 620+ Waiting Period: 2 years after bankruptcy, 3 years after foreclosure Income Limit: $168,700 Who Qualifies? First-time or income-eligible buyers in Kentucky Pros: $10,000 down payment assistance available Can be combined with FHA, VA, or USDA loans Lower interest rates than many other options Cons: Income and purchase price limits apply Requires homebuyer education course DAP is a loan, not a grant (must be repaid) Best for: Kentucky homebuyers needing down payment assistance.