Welcome Home Program in Kentucky 


https://kyfirsttimehomebuyer.wordpress.com/2025/01/18/kentucky-welcome-home-grant-5000-00/

Kentucky First Time Home Buyer Lender for FHA, VA, USDA, Fannie Mae and Down Payment Assistance Grants


As a first-time homebuyer in Kentucky, there are several mortgage programs to consider. Each program has its own set of requirements, benefits, and considerations. Here are some of the primary options: 1. Kentucky FHA Loans Kentucky Credit Score Requirements: Typically, a minimum credit score of 580 for a 3.5% down payment. Scores between 500-579 may … Continue reading Kentucky First Time Home Buyer Lender for FHA, VA, USDA, Fannie Mae and Down Payment Assistance Grants

 Welcome Home Grant is open to qualified applicants purchasing a home in Kentucky. Kentucky Welcome Home Grant Program Guidelines


Welcome Home Grant is open to qualified applicants purchasing a home in Kentucky. Kentucky Welcome Home Grant Program Guidelines

Here are action steps you can take right now to buy a home in Kentucky in 2025


If you're planning to buy a home in Kentucky in 2024, here are some essential steps to consider: 1. Focus on improving your credit score to qualify for a mortgage with a low interest rate. 2. Manage your debt-to-income ratio by repaying existing debt, increasing your income, or both. 3. Ensure timely payments on all accounts to maintain a good credit score. 4. Get pre-approved for a mortgage before searching for a home to know your affordability. 5. Keep credit card utilization below 30% and seek down payment assistance programs if needed.