3 Things The Lender Looks At When You Apply For A KentuckyUSDA Rural Development Home Loan – Page 3 – Kentucky First-Time Home Buyer Programs

Kentucky First Time Home Buyer Mortgage Guide

There are several alternative mortgage optionsavailable if you don’t have a down payment,haven’t established a strong credit history,or are unable to supply documentation for a“traditional” mortgage. Some options include: DOWN PAYMENT ASSISTANCE (DPA) by KHC These programs often come from states andmunicipalities allowing you to purchase ahome with a smaller down payment. ManyDPA programs come … Continue reading Kentucky First Time Home Buyer Mortgage Guide

01/04/201901/16/2019 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans 3 Things The Lender Looks At When You Apply For A KentuckyUSDA Rural Development Home Loan, Kentucky Rural Housing and USDA Credit Score Requirements, Kentucky USDA Loan Adjusted Maximum Income Limits by County, Kentucky USDA Loans, Kentucky USDA/Rural Housing Areas, Map Changes for USDA Loans in KY, property flips rules for mortgages USDA, FHA, VA, Fannie Mae, QUICK GUIDE for Kentucky USDA Rural Development Housing Loan, Rural Deveoplment, rural housing, Rural Housing Loans No Money Down Program, Uncategorized, usda, USDA No money down mortgage Louisville Kentucky Kentucky housing corp 30 year fixed

Can you get a USDA Rural Housing loan with the Government Shutdown in 2019?

Government Shutdown USDA Loans KY Zero-Down Options Mortgage Loans in Kentucky While Kentucky FHA and conventional, PMI-backed loans are appealing options for cash-strapped buyers, some borrowers may be eligible for mortgages with no down payment at all. The Veterans Affairs, or VA, loan program is one such option, although you have to … Continue reading Can you get a USDA Rural Housing loan with the Government Shutdown in 2019?

01/25/201701/25/2017 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans $100 Down FHA Mortgage, 100% financing Kentucky Home Loan, 3 Things The Lender Looks At When You Apply For A KentuckyUSDA Rural Development Home Loan, 4 things needed for Mortgage Approval, Credit Score First Time Home Buyer Louisville Kentucky KHC, Current Mortgage Rates in KY, Fannie Mae New Lending Guidelines for Kentucky, FHA Home Loans in Kentucky, FHA Loans Kentucky Housing First time home buyer, FHA/VA Louisville Kentucky, First Time Home Buyer in Kentucky Zero Down, First Time Home Buyer Loans--Kentucky, First Time home Buyer PRgoams, First Time Home Buyer Programs Louisville Kentucky, Home Buying And Down Payment Assistance Programs In Kentucky, home inspectors, home ownership program louisville ky, HomePath, Housing Market in Kentucky, Kentucky Foreclosed Homes Link, Kentucky Home Buyer & Homeowner Mortgage Guide, Kentucky Housing Mortgage Rates Louisville Kentucky, Kentucky HUD Homes for $100 Down, Kentucky Mortgage Rates FHA VA KHC, Kentucky Mortgage Refinance Questions to ask, Kentucky Rural Housing and USDA Credit Score Requirements, Kentucky USDA Loan Adjusted Maximum Income Limits by County, Kentucky USDA Loans, Kentucky USDA/Rural Housing Areas, KHC Down payment Assistance Program Kentucky Housing, KHC Kentucky Housing, KHC Mortgage Rates / Kentucky Housing Rates, Louisville First Time Buyer Mortgages, Louisville First Time Buyers, Louisville Kentucky FHA Loans Lexington Kentucky FHA Loans, Louisville Kentucky First Time Home Buyer, Louisville Ky First Time Home Buyer Loan, Louisville Ky First Time Home Buyers, no down payment, No money down mortgage Louisville Kentucky Kentucky housing corp 30 year fixed, QUICK GUIDE for Kentucky USDA Rural Development Housing Loan, rhs loans kentucky, rural housing, Rural Housing Loans No Money Down Program, USDA No money down mortgage Louisville Kentucky Kentucky housing corp 30 year fixed, VA, VA Loan, VA Loan REquirements for Kentucky, VA loans

6 options for buying a home with little or no money down

You've got great credit, a stable job, low debt, and money in the bank -- but just not enough to make a down payment. Fortunately, there are many programs out there designed to give you that dream home with little to no money down. Source: 6 options for buying a home with little … Continue reading 6 options for buying a home with little or no money down

07/22/201607/22/2016 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans 3 Things The Lender Looks At When You Apply For A KentuckyUSDA Rural Development Home Loan, Fannie Mae, Fannie Mae New Lending Guidelines for Kentucky, FHA, FHA, FHA Home Loans in Kentucky, FHA Loans, FHA Loans Kentucky Housing First time home buyer, FHA/VA Louisville Kentucky, Kentucky Fannie Mae REO Homes For Sale - HomePath.com, Kentucky USDA Loans, QUICK GUIDE for Kentucky USDA Rural Development Housing Loan, Refinance Fannie Mae Loan, STUDENT LOANS, Uncategorized, usda, USDA No money down mortgage Louisville Kentucky Kentucky housing corp 30 year fixed, VA Loan, VA Loan REquirements for Kentucky, VA loans

How Does Student Loans Affect A Mortgage Loan Approval in Kentucky ?

As more Kentuckians go back to school to further their education, this usually involved for some people student loans to finance their post-secondary high school education. Below I did a summary for the different types of loans for Kentucky Home Buyers and owners for:, FHA, VA, USDA, Fannie Mae and how each loan program effects the borrower and their status … Continue reading How Does Student Loans Affect A Mortgage Loan Approval in Kentucky ?

07/29/201507/29/2015 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans 100% financing Kentucky Home Loan, 3 Things The Lender Looks At When You Apply For A KentuckyUSDA Rural Development Home Loan, 401k, Common Questions from Kentucky First-time Homebuyers, Condo Financing FHA in Kentucky, Credit Score First Time Home Buyer Louisville Kentucky KHC, Current Mortgage Rates in KY, Down Payment assistance and closing costs, Down Payment Assistance Program - Housing - Louisville Ky, Fannie Mae Homepath, Fannie Mae New Lending Guidelines for Kentucky, FHA Home Loans in Kentucky, FHA Loans Kentucky Housing First time home buyer, FHA vs Conventional Credit Scores and Down Payment, Kentucky Mortgage Approval, tip income

Kentucky Fannie Mae Mortgage Guideline Changes for 2015

Fannie Mae Kentucky Conforming Guideline Changes The following guideline changes are effective immediately for all Kentucky Fannie MaeF Conventional loans; however DU will not be updated to reflect these changes until August 15th 2015 Conversion of Currently Primary Residence Requirements for conversion of a borrower's current primary residence to secondary or investment have been removed. … Continue reading Kentucky Fannie Mae Mortgage Guideline Changes for 2015

As a life-long Kentucky resident, I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. You can trust me for your next mortgage loan. I deliver on what I say and I will give you honest, up-front personal attention you deserve for your home loan. I have several advantages over the big- mega banks in town. First, I can shop your loan thru different mortgage companies across the country to seek competitive rate options and programs that don’t fit regular bank guidelines, whereas most banks will offer offer you there one and only deal. I have access to over 15 different mortgage companies to broker your loan thru. You will not get lost in the shuffle like most borrowers do at the mega banks; your just not a number at our company, you are a person and we will treat you like one throughout the entire process. Free pre-approvals within 6 hours and get your loan closed within 15-30 days. Give us a try or let us compare what you have now. Call me or text me locally anywhere in KY at call/text me 502-905-3708; this is my personal cell phone and I carry it on me at all times. Free credit reports and approvals.

Thank you for visiting. I hope you find this website both informative and empowering as you explore your mortgage options. My goal is to help you feel confident in selecting the right home loan for your unique situation.

I proudly serve all 120 counties in Kentucky, offering a full range of mortgage loan programs, including:

FHA Loans
VA Loans
USDA Rural Housing Loans
Fannie Mae Conventional Loans
KHC Down Payment Assistance Programs

With over 20 years of lending experience, I’ve had the privilege of helping more than 1,300 Kentucky families achieve their homeownership goals. Whether you’re a first-time homebuyer or seeking a second opinion, I’m here to offer honest, no-pressure advice—always free of charge.

I am dedicated to:

Attending as many closings as possible
Providing responsive, personalized service
Ensuring quick, efficient, and accurate loan processing
Making myself accessible every step of the way

I’ve been consistently recognized as a top mortgage loan officer in Kentucky for VA, FHA, USDA, and KHC programs. I take pride in being thorough, transparent, and attentive with each and every client.

Please take a moment to read my reviews below. If you have questions or need guidance, feel free to call or text me directly.

Joel Lobb – Senior Loan Officer
NMLS #57916
📞 (502) 905-3708
📧 kentuckyloan@gmail.com

Website Fine Print
The content provided on this website is presented or compiled by Joel Lobb and is provided for informational purposes only. It does not necessarily represent the views or opinions of his employer.

Joel Lobb or his employer assumes any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed, or represents that its use would not infringe privately owned rights.

The mortgage or financial services or strategies mentioned in this website may not be not suitable for you.

Joel Lobb is a Licensed Mortgage Originator: NMLS #57916.
Legal Disclaimer

This web site is not the FHA, VA, USDA, HUD or any other government organization responsible for managing, insuring, regulating or issuing residential mortgage loans.

**Download Fair Housing Booklet – CLICK HERE

All approvals and rates are not guaranteed, and are only issued based on standard mortgage qualifying guidelines.

This blog is a sponsored blog created or supported by a company, organization or group of organizations. For questions about this blog, please contact Joel Lobb 502-905-3708 or email kentuckyloan@gmail.com NMLS# 57916.

This blog does not accept any form of advertising, sponsorship, or paid insertions. We write for our own purposes. However, we may be influenced by our background, occupation, religion, political affiliation or experience.

This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content.

The owner(s) of this blog is not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely the blog owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

This blog does contain content which might present a conflict of interest. This content will always be identified.

See link👇

Accessibility Statement

Users with Visual Disabilities

Images on this website are accompanied by alternative text describing graphics.

Documents on website may occasionally be presented in formats other than HTML. These formats are generally accessible to users using screen reading software. The screen reading capabilities of Adobe Acrobat Reader (full version) will allow vision impaired visitors to access PDF content.

If you have any difficulty viewing any page with adaptive technology, please let us know.

Additional Accommodations

The Commonwealth of Kentucky provides, upon request, reasonable accommodations including auxiliary aids and services necessary to afford an individual with a disability an equal opportunity to participate in all services, programs and activities. To request materials in an alternative format, each agency web site provides information for contacting the person or persons responsible for providing the service within the agency. Persons with hearing and speech impairments can contact each agency by using the Kentucky Relay Service, a toll-free telecommunication device for the deaf (TDD). For voice to TDD, call 800-648-6057. For TDD to voice, call 800-648-6056

We follow standards established by the Web Content Accessibility Guidelines (WCAG) 2.0. We are actively seeking to improve our performance to meet Level AA guidelines of the WCAG.

If you experience difficulty using our site, please let us know the nature of the problem, the web address of the page(s) involving the issue, and full contact information in the event we need more details. You can call 502-905-3708 or email kentuckyloan@gmail.com to report any difficulties, and we will work with you to provide the information requested.

The mortgage or financial services or strategies mentioned in this website may not be not suitable for you.

Joel Lobb is a Licensed Mortgage Originator: NMLS #57916.
Legal Disclaimer

This web site is not the FHA, VA, USDA, HUD or any other government organization responsible for managing, insuring, regulating or issuing residential mortgage loans.

**Download Fair Housing Booklet – CLICK HERE

All approvals and rates are not guaranteed, and are only issued based on standard mortgage qualifying guidelines.

Share this:

Share this:

Share this:

Share this:

Share this: