https://kyfirsttimehomebuyer.wordpress.com/2025/03/04/welcome-home-program-in-kentucky/ 2025 Welcome Home Program alternatives—KHC, USDA, FHA, and Louisville Metro Down Payment Assistance KHC, USDA, FHA, and local programs as options after the 2025 Welcome Home Program reached capacity. I can break down what’s available based on current info. Let’s assume you’re in Kentucky. This is because KHC is Kentucky Housing Corporation. However, if … Continue reading The 2025 Welcome Home Program is closed. Please call 888-345-2246 with any questions.
Kentucky First Time Home Buyer Lender for FHA, VA, USDA, Fannie Mae and Down Payment Assistance Grants
As a first-time homebuyer in Kentucky, there are several mortgage programs to consider. Each program has its own set of requirements, benefits, and considerations. Here are some of the primary options: 1. Kentucky FHA Loans Kentucky Credit Score Requirements: Typically, a minimum credit score of 580 for a 3.5% down payment. Scores between 500-579 may … Continue reading Kentucky First Time Home Buyer Lender for FHA, VA, USDA, Fannie Mae and Down Payment Assistance Grants
5 Things to Know about buying a house and getting a Mortgage Loan approval in Kentucky for 2023
5 Things to Know about buying a house and getting a Mortgage Loan approval in Kentucky for 2023
How to Qualify For A Kentucky Mortgage Loan
Conventional loans follow guidelines set by government-sponsored enterprises Fannie Mae and Freddie Mac. FHA loans are insured by the Federal Housing Administration. VA loans are guaranteed by the U.S. Department of Veterans Affairs. USDA loans are backed by the U.S. Department of Agriculture to finance homes in USDA-eligible rural area
Kentucky First-Time Home Buyer Programs | USDA, FHA, VA & KHC Loans 