Kentucky Credit Score Requirements for Home Loans


Many lenders in Kentucky look for a 580+ credit score to qualify for the 3.5% minimum down payment on an FHA loan. Scores between 500 and 579 may be considered

Navigating Homeownership in Kentucky with Bad Credit | FHA, VA & USDA Loans


Introduction: Your Kentucky Homeownership Dream is Within Reach For many Kentuckians, owning a home can feel out of reach, especially with a less-than-perfect credit history. Low credit scores can make the mortgage process intimidating—but bad credit does not have to be a permanent barrier. With the right guidance, preparation, and professional support, you can navigate … Continue reading Navigating Homeownership in Kentucky with Bad Credit | FHA, VA & USDA Loans

Kentucky Mortgage Approval With No Credit Score


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Kentucky Mortgage Options After Short Sale or Foreclosure


Kentucky Mortgage Short Sale: Conventional Loans Require: Minimum 2 years with restrictions up to 7 years 2 to 4 years - 80% maximum LTV 4 to 7 years - 90% maximum LTV 7 years and after allow for maximum standard financing Kentucky FHA and Kentucky VA Loans Require: 3 years, with exceptions possible for less … Continue reading Kentucky Mortgage Options After Short Sale or Foreclosure

Home Loan Programs for Kentucky First-Time Homebuyers


Are you a first-time home-buyer in Kentucky looking to navigate the world of home loans? Understanding the various types of home loan programs can offer clarity. It helps you make informed decisions about financing your dream home. In this article, we'll explore different home loan programs. We will discuss their credit score requirements and down … Continue reading Home Loan Programs for Kentucky First-Time Homebuyers