Credit Scoresrequired for KHC – Page 4 – Kentucky First-Time Home Buyer Programs

03/05/202403/05/2024 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans bad credit, Credit Report Tips, Credit Reports, credit score, Credit Score First Time Home Buyer Louisville Kentucky KHC, Credit Score Raising it, Credit Scores, Credit Scoresrequired for KHC, FHA vs Conventional Credit Scores and Down Payment, free credit report through this website?, Kentucky Rural Housing and USDA Credit Score Requirements

How Credit Scores Affect your Kentucky Mortgage Loan Approval Chances

A lot of Kentucky homebuyers are hesitant about having their credit pulled because they think it will go down, whereas in most cases, scores are really the same with most Kentucky mortgage lenders. Below I will try to explain to you what mortgage lenders use for credit qualifying scores and why you may have a different credit score and … Continue reading How Credit Scores Affect your Kentucky Mortgage Loan Approval Chances

01/07/2024 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans bad credit, Credit Report Tips, credit score, Credit Score First Time Home Buyer Louisville Kentucky KHC, Credit Score Raising it, Credit Scores, Credit Scoresrequired for KHC, FHA vs Conventional Credit Scores and Down Payment, Fico Score, fico score mortgage loan, fico scores, free credit report through this website?, Kentucky Rural Housing and USDA Credit Score Requirements

What credit score do you need for a Kentucky mortgage loan approval in 2024?

What credit score do you need for a Kentucky mortgage loan approval in 2024

09/30/202309/30/2023 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans bad credit, Credit Report Tips, Credit Reports, credit score, Credit Score First Time Home Buyer Louisville Kentucky KHC, Credit Scores, Credit Scoresrequired for KHC, FHA Loans, FHA vs Conventional Credit Scores and Down Payment, FHA/VA Louisville Kentucky, Fico Score, fico score mortgage loan, fico scores, First Time Tax Credit Extension?, free credit report through this website?, Kentucky Rural Housing and USDA Credit Score Requirements, rapid rescore, usda

What credit score do you need for a mortgage?

What kind of credit score do I need? Most lenders want a 580 to 620 credit score nowadays with no bankruptcies in the last 2 years and no foreclosures in the last 3 years. You have three fico scores from Experian, Equifax and Transunion credit reporting agencies and the lenders will throw out the high and low score and take the middle score of the … Continue reading What credit score do you need for a mortgage?

07/19/202307/19/2023 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans 100% Financing, bad credit, Credit Report Tips, Credit Reports, credit score, Credit Score First Time Home Buyer Louisville Kentucky KHC, Credit Score Raising it, Credit Scores, Credit Scoresrequired for KHC, FHA vs Conventional Credit Scores and Down Payment, First Time Tax Credit Extension?, free credit report through this website?, Kentucky Rural Housing and USDA Credit Score Requirements

What is the minimum credit score I need to qualify for a Kentucky FHA, VA, USDA and KHC Conventional mortgage loan?

10/21/202210/21/2022 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans bad credit, Credit Report Tips, Credit Reports, credit score, Credit Score First Time Home Buyer Louisville Kentucky KHC, Credit Score Raising it, Credit Scores, Credit Scoresrequired for KHC, FHA vs Conventional Credit Scores and Down Payment, Fico Score, fico score mortgage loan, free credit report through this website?, Kentucky Rural Housing and USDA Credit Score Requirements

What credit score do you need for a mortgage?

What credit score do you need for a mortgage in Kentucky for FHA, VA, USDA and Fannie Mae Home Loans?

As a life-long Kentucky resident, I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. You can trust me for your next mortgage loan. I deliver on what I say and I will give you honest, up-front personal attention you deserve for your home loan. I have several advantages over the big- mega banks in town. First, I can shop your loan thru different mortgage companies across the country to seek competitive rate options and programs that don’t fit regular bank guidelines, whereas most banks will offer offer you there one and only deal. I have access to over 15 different mortgage companies to broker your loan thru. You will not get lost in the shuffle like most borrowers do at the mega banks; your just not a number at our company, you are a person and we will treat you like one throughout the entire process. Free pre-approvals within 6 hours and get your loan closed within 15-30 days. Give us a try or let us compare what you have now. Call me or text me locally anywhere in KY at call/text me 502-905-3708; this is my personal cell phone and I carry it on me at all times. Free credit reports and approvals.

Thank you for visiting. I hope you find this website both informative and empowering as you explore your mortgage options. My goal is to help you feel confident in selecting the right home loan for your unique situation.

I proudly serve all 120 counties in Kentucky, offering a full range of mortgage loan programs, including:

FHA Loans
VA Loans
USDA Rural Housing Loans
Fannie Mae Conventional Loans
KHC Down Payment Assistance Programs

With over 20 years of lending experience, I’ve had the privilege of helping more than 1,300 Kentucky families achieve their homeownership goals. Whether you’re a first-time homebuyer or seeking a second opinion, I’m here to offer honest, no-pressure advice—always free of charge.

I am dedicated to:

Attending as many closings as possible
Providing responsive, personalized service
Ensuring quick, efficient, and accurate loan processing
Making myself accessible every step of the way

I’ve been consistently recognized as a top mortgage loan officer in Kentucky for VA, FHA, USDA, and KHC programs. I take pride in being thorough, transparent, and attentive with each and every client.

Please take a moment to read my reviews below. If you have questions or need guidance, feel free to call or text me directly.

Joel Lobb – Senior Loan Officer
NMLS #57916
📞 (502) 905-3708
📧 kentuckyloan@gmail.com

Website Fine Print
The content provided on this website is presented or compiled by Joel Lobb and is provided for informational purposes only. It does not necessarily represent the views or opinions of his employer.

Joel Lobb or his employer assumes any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed, or represents that its use would not infringe privately owned rights.

The mortgage or financial services or strategies mentioned in this website may not be not suitable for you.

Joel Lobb is a Licensed Mortgage Originator: NMLS #57916.
Legal Disclaimer

This web site is not the FHA, VA, USDA, HUD or any other government organization responsible for managing, insuring, regulating or issuing residential mortgage loans.

**Download Fair Housing Booklet – CLICK HERE

All approvals and rates are not guaranteed, and are only issued based on standard mortgage qualifying guidelines.

This blog is a sponsored blog created or supported by a company, organization or group of organizations. For questions about this blog, please contact Joel Lobb 502-905-3708 or email kentuckyloan@gmail.com NMLS# 57916.

This blog does not accept any form of advertising, sponsorship, or paid insertions. We write for our own purposes. However, we may be influenced by our background, occupation, religion, political affiliation or experience.

This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content.

The owner(s) of this blog is not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely the blog owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

This blog does contain content which might present a conflict of interest. This content will always be identified.

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The mortgage or financial services or strategies mentioned in this website may not be not suitable for you.

Joel Lobb is a Licensed Mortgage Originator: NMLS #57916.
Legal Disclaimer

This web site is not the FHA, VA, USDA, HUD or any other government organization responsible for managing, insuring, regulating or issuing residential mortgage loans.

**Download Fair Housing Booklet – CLICK HERE

All approvals and rates are not guaranteed, and are only issued based on standard mortgage qualifying guidelines.

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