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Kentucky Home Buyers. Purchase a Home No Money Down.


I can answer your questions and usually get you pre-approved the same day.  Call or Text me at 502-905-3708 with your mortgage questions. Email Kentuckyloan@gmail.com Joel Lobb Mortgage Loan Officer Individual NMLS ID #57916 American Mortgage Solutions, Inc. 10602 Timberwood Circle  Louisville, KY 40223 Company NMLS ID #1364 Text/call:      502-905-3708 fax:        … Continue reading Kentucky Home Buyers. Purchase a Home No Money Down.

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FHA changes may aid those who lost homes


FHA changes may aid those who lost homes. The Federal Housing Authority has shortened the mandatory waiting periods for an Kentucky  FHA-insured mortgage loan for those who have undergone foreclosure, deed-in-lieu, taken a short sale or declared bankruptcy during the economic recession.   Through its new program, Back to Work—Extenuating Circumstances, the waiting period for … Continue reading FHA changes may aid those who lost homes

Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans Debt to Income Ratio, Denied A Mortgage

Middle-class buyers may feel squeeze of new mortgage rules – Toledo Blade


Middle-class buyers may feel squeeze of new mortgage rules - Toledo Blade.   On Jan. 1, banks may not approve mortgages for applicants whose debt-to-income ration is over 43 percent and must limit origination fees to no more than 3 percent of the loan amount.    Read more at http://www.toledoblade.com/Real-Estate/2013/10/13/Middle-class-buyers-may-feel-squeeze-of-new-mortgage-rules.html#odAUFEU4Mc1Emb7k.99

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Compensating factors may affect the loan decision for a Kentucky VA Mortgage Denial.


Compensating factors may affect the loan decision for a Kentucky VA Mortgage Denial.. via Compensating factors may affect the loan decision for a Kentucky VA Mortgage Denial..