FHA Home Loans in Kentucky – Page 12 – Kentucky First-Time Home Buyer Programs

09/11/2013 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans Bankruptcy, FHA, FHA Home Loans in Kentucky, FHA Loans, FHA Loans Kentucky Housing First time home buyer, Fico Score, fico scores, Foreclosures, short sales, Shortsales

Kentucky FHA HUD Back to Work Program for FHA Borrowers in Kentucky

Kentucky FHA HUD Back to Work Program for FHA Borrowers in Kentucky What is Back to Work? FHA is continuing its commitment to fully evaluate borrowers who have experienced periods of financial difficulty due to extenuating circumstances. Many borrowers experienced periods of recession related financial difficulty and/or credit impairment resulting from unemployment or a severe reduction in income. FHA recognizes the hardships faced by these borrowers, and that their credit histories may not fully reflect their true ability or propensity to repay a mortgage. For Purchase transactions with case numbers assigned on or after August 15, 2013 Are borrowers with a foreclosure, short sale, or bankruptcy eligible for Back to Work? The alternative guidance in Mortgagee Letter 2013-26 is effective for purchase applications with case numbers assigned on or … Continue reading Kentucky FHA HUD Back to Work Program for FHA Borrowers in Kentucky

08/31/201308/31/2013 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans $100 Down FHA Mortgage, 203k FHA, FHA, FHA Home Loans in Kentucky, FHA Loan Checklist for Approval, FHA Loans, FHA Loans Kentucky Housing First time home buyer, FHA VIDEO GUIDELINES, FHA vs Conventional Credit Scores and Down Payment, FHA/VA Louisville Kentucky

FHA Loans in louisville, kentucky

FHA Loans in louisville, kentucky. via FHA Loans in louisville, kentucky. via FHA Loans in louisville, kentucky. Related Articles Louisville Ky Mortgage Lender FHA/VA KHC USDA Kentucky Mortgage: Louisville Kentucky First Time Home Buyer Programs... (mylouisvillekentuckymortgage.com) Louisville Kentucky First Time Home Buyer Loans (kentuckyvaloan.com) HARP 2.0 Refinance Guidelines for Fannie Mae and Freddie Mac Louisville … Continue reading FHA Loans in louisville, kentucky

08/26/201311/04/2017 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans bad credit, charge offs, collections, disputed accounts, FHA, FHA Home Loans in Kentucky, FHA Loans, FHA Loans Kentucky Housing First time home buyer, First Time Home Buyer Programs Louisville Kentucky, Home Buying And Down Payment Assistance Programs In Kentucky, hud homes in ky, judgements, Manual Underwriting

FHA eases mortgage rules for some credit-impaired applicants for collections and charge offs

FHA Collection Accounts • A Collection Account refers to a Borrower’s loan or debt that has been submitted to a collection agency by a creditor. • Medical Collections are not required to be paid and satisfied. • Collection accounts of a non-borrowing spouse in a community property state must be included in the $2,000 cumulative balance … Continue reading FHA eases mortgage rules for some credit-impaired applicants for collections and charge offs

07/23/2013 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans $100 Down FHA Mortgage, 100% Financing, 203k FHA, FHA, FHA Home Loans in Kentucky, FHA Loan Checklist for Approval, FHA Loans, FHA Loans Kentucky Housing First time home buyer, FHA VIDEO GUIDELINES, FHA vs Conventional Credit Scores and Down Payment, FHA/VA Louisville Kentucky

Louisville Kentucky FHA Loan

FHA Loan. via FHA Loan. FHA Loan 1 Vote This web site will help you understand FHA mortgage underwriting guidelines and it will also help you determine if an fha mortgage loan is right for your situation. FHA loans have always been a good opportunity for home buyers, but there are some things you should consider before you … Continue reading Louisville Kentucky FHA Loan

01/23/2012 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans FHA Home Loans in Kentucky, FHA Loans, FHA Loans Kentucky Housing First time home buyer, FHA/VA Louisville Kentucky

FHA 203k Rehab Loan Kentucky FHA Loan Guidelines

http://platform.twitter.com/widgets/hub.1326407570.html FHA 203k Rehab Loan Kentucky FHA Loan Guidelines. FHA 203k Kentucky FHA Loan Guidelines Frequently asked Questions and Answers on FHA 203k Rehab loans for Kentucky Home buyers. – 203k Streamline Webinar Q: What is the difference between the streamline 203k and the regular 203k? a: The streamline 203k has a cap of … Continue reading FHA 203k Rehab Loan Kentucky FHA Loan Guidelines

As a life-long Kentucky resident, I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. You can trust me for your next mortgage loan. I deliver on what I say and I will give you honest, up-front personal attention you deserve for your home loan. I have several advantages over the big- mega banks in town. First, I can shop your loan thru different mortgage companies across the country to seek competitive rate options and programs that don’t fit regular bank guidelines, whereas most banks will offer offer you there one and only deal. I have access to over 15 different mortgage companies to broker your loan thru. You will not get lost in the shuffle like most borrowers do at the mega banks; your just not a number at our company, you are a person and we will treat you like one throughout the entire process. Free pre-approvals within 6 hours and get your loan closed within 15-30 days. Give us a try or let us compare what you have now. Call me or text me locally anywhere in KY at call/text me 502-905-3708; this is my personal cell phone and I carry it on me at all times. Free credit reports and approvals.

Thank you for visiting. I hope you find this website both informative and empowering as you explore your mortgage options. My goal is to help you feel confident in selecting the right home loan for your unique situation.

I proudly serve all 120 counties in Kentucky, offering a full range of mortgage loan programs, including:

FHA Loans
VA Loans
USDA Rural Housing Loans
Fannie Mae Conventional Loans
KHC Down Payment Assistance Programs

With over 20 years of lending experience, I’ve had the privilege of helping more than 1,300 Kentucky families achieve their homeownership goals. Whether you’re a first-time homebuyer or seeking a second opinion, I’m here to offer honest, no-pressure advice—always free of charge.

I am dedicated to:

Attending as many closings as possible
Providing responsive, personalized service
Ensuring quick, efficient, and accurate loan processing
Making myself accessible every step of the way

I’ve been consistently recognized as a top mortgage loan officer in Kentucky for VA, FHA, USDA, and KHC programs. I take pride in being thorough, transparent, and attentive with each and every client.

Please take a moment to read my reviews below. If you have questions or need guidance, feel free to call or text me directly.

Joel Lobb – Senior Loan Officer
NMLS #57916
📞 (502) 905-3708
📧 kentuckyloan@gmail.com

Website Fine Print
The content provided on this website is presented or compiled by Joel Lobb and is provided for informational purposes only. It does not necessarily represent the views or opinions of his employer.

Joel Lobb or his employer assumes any legal liability or responsibility for the accuracy, completeness, or usefulness of any information disclosed, or represents that its use would not infringe privately owned rights.

The mortgage or financial services or strategies mentioned in this website may not be not suitable for you.

Joel Lobb is a Licensed Mortgage Originator: NMLS #57916.
Legal Disclaimer

This web site is not the FHA, VA, USDA, HUD or any other government organization responsible for managing, insuring, regulating or issuing residential mortgage loans.

**Download Fair Housing Booklet – CLICK HERE

All approvals and rates are not guaranteed, and are only issued based on standard mortgage qualifying guidelines.

This blog is a sponsored blog created or supported by a company, organization or group of organizations. For questions about this blog, please contact Joel Lobb 502-905-3708 or email kentuckyloan@gmail.com NMLS# 57916.

This blog does not accept any form of advertising, sponsorship, or paid insertions. We write for our own purposes. However, we may be influenced by our background, occupation, religion, political affiliation or experience.

This blog abides by word of mouth marketing standards. We believe in honesty of relationship, opinion and identity. The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post will be clearly identified as paid or sponsored content.

The owner(s) of this blog is not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely the blog owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

This blog does contain content which might present a conflict of interest. This content will always be identified.

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Users with Visual Disabilities

Images on this website are accompanied by alternative text describing graphics.

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If you have any difficulty viewing any page with adaptive technology, please let us know.

Additional Accommodations

The Commonwealth of Kentucky provides, upon request, reasonable accommodations including auxiliary aids and services necessary to afford an individual with a disability an equal opportunity to participate in all services, programs and activities. To request materials in an alternative format, each agency web site provides information for contacting the person or persons responsible for providing the service within the agency. Persons with hearing and speech impairments can contact each agency by using the Kentucky Relay Service, a toll-free telecommunication device for the deaf (TDD). For voice to TDD, call 800-648-6057. For TDD to voice, call 800-648-6056

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If you experience difficulty using our site, please let us know the nature of the problem, the web address of the page(s) involving the issue, and full contact information in the event we need more details. You can call 502-905-3708 or email kentuckyloan@gmail.com to report any difficulties, and we will work with you to provide the information requested.

The mortgage or financial services or strategies mentioned in this website may not be not suitable for you.

Joel Lobb is a Licensed Mortgage Originator: NMLS #57916.
Legal Disclaimer

This web site is not the FHA, VA, USDA, HUD or any other government organization responsible for managing, insuring, regulating or issuing residential mortgage loans.

**Download Fair Housing Booklet – CLICK HERE

All approvals and rates are not guaranteed, and are only issued based on standard mortgage qualifying guidelines.

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