What Happens if the Government Shuts Down for Kentucky Mortgage Loans?


What Happens if the Government Shuts Down for Kentucky Mortgage Loans? When the Federal Government shuts down due to lack of appropriations, non-essential personnel are unavailable until funds become available. Here are some of the ways we are aware of based on the last government shutdown. Kentucky FHA Loans FHA Connection, CHUMs, etc. will be … Continue reading What Happens if the Government Shuts Down for Kentucky Mortgage Loans?

Kentucky FHA, VA, and USDA loans for purchase, refinance, and renovations, and we now allow credit scores down to 580.


Kentucky FHA, VA, and USDA loans for purchase, refinance, and renovations, and we now allow credit scores down to 580.

Kentucky FHA Loan Requirements for 2023


2023 MORTGAGE GUIDE FOR FHA LOANS IN KENTUCKY

How to qualify for a Kentucky FHA loan


To be eligible for a Kentucky FHA loan, Kentucky mortgage borrowers must meet the following lending guidelines: Have a FICO score of 500 to 579 with 10 percent down, or a FICO score of 580 or higher with 3.5 percent down. Have verifiable employment history for the last two years. Have verifiable income through pay … Continue reading How to qualify for a Kentucky FHA loan

KENTUCKY HUD REO PROPERTIES ELIGIBLE FOR THE $100 DOWN PAYMENT INCENTIVE


The HUD $100 down program is an FHA loan with a twist. Instead of the minimum required 3.5% of the price down payment, FHA allows a $100 minimum