Source: HOW DO I GET MY CREDIT SCORE THAT MATTERS What factors influence how long it takes to repair your credit? When a new client comes into our office to first go over their credit repair plan, they always ask the question, “How long will it take to bring my score back up?” Of … Continue reading HOW DO I GET MY CREDIT SCORE THAT MATTERS
Want to increase your credit score before buying a home? It might be easier than you think. Focus on these 6 steps and watch your score climb. Source: How to boost your credit score What Can Improve a Credit Score Keep Your Balances Low It’s important that you try to keep your balances at … Continue reading How to boost your credit score for A Mortgage Loan Approval in Kentucky!
Kentucky FHA Credit Score Requirements for 2014, We’ve spent the last few days querying mortgage lenders about their credit score requirements for FHA loans. Specifically, we asked lenders if they expect to make any major changes next year, as far as credit scores are concerned. As it turns out, FHA credit score requirements in 2014 … Continue reading Kentucky FHA Credit Score Requirements for 2014, Based on Lender Feedback
What does it take to get a mortgage today? - Half Moon Bay Review : Community. Your debt to income ratio cannot exceed 45 percent. The higher your credit score, the lower the mortgage rate. A score of 740 or above will give the best rate; a 690 will work, but you will pay between … Continue reading What does it take to get a mortgage today? – Half Moon Bay Review : Community
Kentucky FHA HUD Back to Work Program for FHA Borrowers in Kentucky What is Back to Work? FHA is continuing its commitment to fully evaluate borrowers who have experienced periods of financial difficulty due to extenuating circumstances. Many borrowers experienced periods of recession related financial difficulty and/or credit impairment resulting from unemployment or a severe reduction in income. FHA recognizes the hardships faced by these borrowers, and that their credit histories may not fully reflect their true ability or propensity to repay a mortgage. For Purchase transactions with case numbers assigned on or after August 15, 2013 Are borrowers with a foreclosure, short sale, or bankruptcy eligible for Back to Work? The alternative guidance in Mortgagee Letter 2013-26 is effective for purchase applications with case numbers assigned on or … Continue reading Kentucky FHA HUD Back to Work Program for FHA Borrowers in Kentucky
Kentucky First-Time Home Buyer Programs | USDA, FHA, VA & KHC Loans 