Part-time earnings or second jobs may not count when seeking a mortgage loan approval in Kentucky


Part-time earnings may not count when seeking a mortgage.     The two-year rule for counting part-time income has been an industry standard for years and was recently incorporated into regulations adopted by the Consumer Financial Protection Bureau. The rationale is straightforward: If part-time income hasn't been established for an extended period of time, it may … Continue reading Part-time earnings or second jobs may not count when seeking a mortgage loan approval in Kentucky

SURRENDURING YOUR HOME IN BANKRUPTCY


SURRENDURING YOUR HOME IN BANKRUPTCY.   by: Tracy L. Hirsch, Attorney One of the hardest decisions a family has to make is deciding to surrender their home in a bankruptcy proceeding. Often times, this means allowing a home to go through the foreclosure process and discharging their mortgage obligations in a Chapter 7 bankruptcy. Many … Continue reading SURRENDURING YOUR HOME IN BANKRUPTCY

Title Insurance Information


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What does it take to get a mortgage today? – Half Moon Bay Review : Community


What does it take to get a mortgage today? - Half Moon Bay Review : Community. Your debt to income ratio cannot exceed 45 percent. The higher your credit score, the lower the mortgage rate. A score of 740 or above will give the best rate; a 690 will work, but you will pay between … Continue reading What does it take to get a mortgage today? – Half Moon Bay Review : Community

How Can A First Time Home Buyer With Bad Credit Get A House?


Kentucky First Time Home Buyer Loans   How Can A First Time Home Buyer With Bad Credit Get A House?. Related Articles Louisville Ky Mortgage Lender FHA/VA KHC USDA Kentucky Mortgage: How to Dispute Credit Report Info (louisvillekentuckyvamortgage.blogspot.com) Kentucky First Time Home Buyer Grants and Loan Programs (kentuckyfirsttimehomebuyer.com) 5 Do's and don'ts when buyers view … Continue reading How Can A First Time Home Buyer With Bad Credit Get A House?