FHA, VA, USDA: Key Loan Options for Kentucky Buyers


Kentucky Home Buyer Guide Loans & Assistance

First-Time Homebuyer Guide: Pitfalls to Avoid in Kentucky


First-Time Homebuyer Guide: Pitfalls to Avoid in Kentucky

Essential Mortgage Approval Tips for Kentucky First-Time Buyers


Kentucky First-Time Homebuyer Mortgage Approval Requirements

How to buy a house in Kentucky with Zero Down Payment Mortgage Loan


Kentucky Housing Corporation (KHC) Loan (Best for KY Buyers Needing Assistance) Down Payment: $0 with $12,500 Down Payment Assistance (DAP) Interest Rate: ~5.75% Credit Score: 620+ Waiting Period: 2 years after bankruptcy, 3 years after foreclosure Income Limit: $168,700 Who Qualifies? First-time or income-eligible buyers in Kentucky Pros: $10,000 down payment assistance available Can be combined with FHA, VA, or USDA loans Lower interest rates than many other options Cons: Income and purchase price limits apply Requires homebuyer education course DAP is a loan, not a grant (must be repaid) Best for: Kentucky homebuyers needing down payment assistance.

Essential Guide to the 2026 Kentucky Welcome Home Grant


Kentucky Welcome Home Grant