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Kentucky First-Time Homebuyer Loan Programs


https://kyfirsttimehomebuyer.wordpress.com/ Joel has worked with KHC for 20 of his 22 years in the mortgage lending business. Joel said, “A lot of my clients would not have been able to purchase a home of their own. They might have delayed their purchase due to lack of down payment. With the $10,000 DAP loan program, this … Continue reading Kentucky First-Time Homebuyer Loan Programs

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Kentucky FHA Loan Requirements


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Does FHA require collections to be paid off for a borrower to be eligible for FHA financing?


A Collection Account refers to a Borrower’s loan or debt that has been submitted to a collection agency by a creditor. If the credit reports used in the analysis show cumulative outstanding collection account balances of $2,000 or greater, the lender must: •     verify that the debt is paid in full at the time of … Continue reading Does FHA require collections to be paid off for a borrower to be eligible for FHA financing?

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Kentucky Manufactured Home Loans for Doublewide Mobile Homes for FHA, VA, USDA, KHC and Fannie Mae


FHA Mortgage lenders in Kentucky for mobile homes

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Buying your first house in Kentucky involves several steps, which can vary depending on the type of loan program you choose. Here's a detailed guide on the steps and requirements for various Kentucky First Time Home Buyer loan programs: 1. Kentucky FHA Loans Credit Score: Minimum credit score typically required is 580 for 3.5% down … Continue reading