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Kentucky Mortgage Guide for First-Time Buyers


Everything Kentucky first-time homebuyers need to know about qualifying for a mortgage loan Getting Started: The Basics What credit score do I need to buy my first home in Kentucky? For No Money Down Loans: USDA Rural Housing: No minimum credit score requirement, but most lenders prefer 620+ (640+ for solid approval) KHC Down Payment … Continue reading Kentucky Mortgage Guide for First-Time Buyers

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Kentucky First-Time Homebuyer Loan Programs


https://kyfirsttimehomebuyer.wordpress.com/ Joel has worked with KHC for 20 of his 22 years in the mortgage lending business. Joel said, “A lot of my clients would not have been able to purchase a home of their own. They might have delayed their purchase due to lack of down payment. With the $10,000 DAP loan program, this … Continue reading Kentucky First-Time Homebuyer Loan Programs

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Buying your first house in Kentucky involves several steps, which can vary depending on the type of loan program you choose. Here's a detailed guide on the steps and requirements for various Kentucky First Time Home Buyer loan programs: 1. Kentucky FHA Loans Credit Score: Minimum credit score typically required is 580 for 3.5% down … Continue reading