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Affordable Down Payment Options in Kentucky: KHC Loan Update


KHC is increasing the down payment assistance program to $10,000 This is for both Regular Down Payment and for Affordable Down Payment assistance programs

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Kentucky First-Time Home Buyer Loan Programs


Kentucky First Time Home Buyer Loan Programs for 2024

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How long is my pre-approval good for on a Kentucky Mortgage Loan?


When shopping for a Kentucky mortgage loan, keep in mind that mortgage rates can change daily. Different lenders have varying fees, and they may sell your loan to another bank. Your middle credit score is crucial, and good credit leads to better rates. Knowing your Annual Percentage Rate (APR) and reducing closing costs are important. Finally, you can refinance your home loan anytime and get a mortgage loan after a foreclosure with certain waiting periods.

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Louisville Kentucky First Time Home Buyer Classes


Consumer Credit Counseling Service  (502) 458-8840 2100 Gardiner Lane, Suite 103A 1-800-278-9219 (toll-free) Louisville, KY 40205  https://kyfirsttimehomebuyer.wordpress.com/2012/01/11/louisville-ky-fha-mortgage-loans/ Since 1980, Consumer Credit Counseling Service has been a HUD approved counseling agency. Many lenders look for this stamp of approval in deciding where to send their customers for counseling. Consumer Credit Counseling Service not only provides the … Continue reading Louisville Kentucky First Time Home Buyer Classes

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Popular Kentucky Mortgage Terms To Know


I know the mortgage process can be confusing, so I thought I'd shed some light on what some of the acronyms in the mortgage world mean. LTVLTV stands for Loan to Value Ratio.  It represents the amount of money borrowed divided by the purchase price of the home.  For example, if you borrow $400,000 on … Continue reading Popular Kentucky Mortgage Terms To Know