Top Kentucky Mortgage Programs for First-Time Buyers


Kentucky First-Time Homebuyer Guide 2026 Expert Answers to Your Mortgage Questions | FHA • VA • USDA • KHC Programs

How to buy a house in Kentucky with Zero Down Payment Mortgage Loan


Kentucky Housing Corporation (KHC) Loan (Best for KY Buyers Needing Assistance) Down Payment: $0 with $10,000 Down Payment Assistance (DAP) Interest Rate: ~5.75% Credit Score: 620+ Waiting Period: 2 years after bankruptcy, 3 years after foreclosure Income Limit: $168,700 Who Qualifies? First-time or income-eligible buyers in Kentucky Pros: $10,000 down payment assistance available Can be combined with FHA, VA, or USDA loans Lower interest rates than many other options Cons: Income and purchase price limits apply Requires homebuyer education course DAP is a loan, not a grant (must be repaid) Best for: Kentucky homebuyers needing down payment assistance.

Kentucky USDA Loans: A Homeowner’s Guide


USDA mortgage loan in Kentucky

Guide to Kentucky Mortgage Loan Programs for Home buyers


If you're a homebuyer in Kentucky searching for the best mortgage loan program, it's essential to understand your options. You may be interested in a conventional loan. Perhaps you are exploring government-backed programs like FHA, VA, USDA, or Kentucky Housing Corporation (KHC) loans. This guide will assist you. It will help you find the right … Continue reading Guide to Kentucky Mortgage Loan Programs for Home buyers

2024 KY USDA Rural Housing Income Limits for Kentucky Counties for the Guaranteed RHS Loan


KY USDA Rural Housing Income Limits for Kentucky Counties for the Guaranteed RHS Loan Kentucky USDA Rural Housing County Income Limits