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How to buy a house in Kentucky with Zero Down Payment Mortgage Loan


Kentucky Housing Corporation (KHC) Loan (Best for KY Buyers Needing Assistance) Down Payment: $0 with $12,500 Down Payment Assistance (DAP) Interest Rate: ~5.75% Credit Score: 620+ Waiting Period: 2 years after bankruptcy, 3 years after foreclosure Income Limit: $168,700 Who Qualifies? First-time or income-eligible buyers in Kentucky Pros: $10,000 down payment assistance available Can be combined with FHA, VA, or USDA loans Lower interest rates than many other options Cons: Income and purchase price limits apply Requires homebuyer education course DAP is a loan, not a grant (must be repaid) Best for: Kentucky homebuyers needing down payment assistance.

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Louisville Kentucky First Time Home Buyer Classes


Consumer Credit Counseling Service  (502) 458-8840 2100 Gardiner Lane, Suite 103A 1-800-278-9219 (toll-free) Louisville, KY 40205  https://kyfirsttimehomebuyer.wordpress.com/2012/01/11/louisville-ky-fha-mortgage-loans/ Since 1980, Consumer Credit Counseling Service has been a HUD approved counseling agency. Many lenders look for this stamp of approval in deciding where to send their customers for counseling. Consumer Credit Counseling Service not only provides the … Continue reading Louisville Kentucky First Time Home Buyer Classes

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2019 Kentucky First Time Home Buyer Down Payment Assistance


2019 Kentucky First Time Homebuyer Down Payment Assistance for Kentucky First Time Home Buyers for $4500 to $6000 Kentucky Housing DAP Funds Here are action steps you can take right now to buy a home in Kentucky in 2019 1. Focus on your credit score FICO credit scores are among the most frequently used credit scores, and … Continue reading 2019 Kentucky First Time Home Buyer Down Payment Assistance

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Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans Louisville home sales stats

Louisville Home Sales at Six Year High


Louisville Home Sales at Six Year High.     LOUISVILLE, Ky.  --  Homes sales in Louisville and the surrounding area, continue to do well. The Greater Louisville Association of Realtors has released year to date figures showing the number of homes sold, and the average sale prices, are both at six year highs. Association President Paul … Continue reading Louisville Home Sales at Six Year High