Kentucky Mortgage Guide for First-Time Buyers


Everything Kentucky first-time homebuyers need to know about qualifying for a mortgage loan Getting Started: The Basics What credit score do I need to buy my first home in Kentucky? For No Money Down Loans: USDA Rural Housing: No minimum credit score requirement, but most lenders prefer 620+ (640+ for solid approval) KHC Down Payment … Continue reading Kentucky Mortgage Guide for First-Time Buyers

Kentucky Home Buyer Guide 2025: Loans & Assistance


Understanding Federal Loan Programs for Kentucky First-Timers: Expanding Your Options Several federal loan programs are widely accessible beyond the state-specific programs offered by KHC. They can be excellent options for first-time home buyers in Kentucky. These programs are backed by the federal government, which often allows for more lenient qualification requirements compared to traditional loans. … Continue reading Kentucky Home Buyer Guide 2025: Loans & Assistance

Top Mortgage Options for First-Time Homebuyers in Kentucky


USDA, VA, FHA, and Conventional Loans in Kentucky: Key Differences for First-Time Homebuyers Choosing the right mortgage program is crucial for Kentucky homebuyers, especially first-timers. Here’s a clear comparison of USDA, VA, FHA, and Conventional loans. We also provide a detailed breakdown of these loans. Learn how Kentucky-specific programs like KHC Down Payment Assistance fit … Continue reading Top Mortgage Options for First-Time Homebuyers in Kentucky

How to get approved for a mortgage in Kentucky as a first-time homebuyer


How to get approved for a mortgage in Kentucky as a first-time homebuyer using FHA, VA, USDA, and Kentucky Housing Corporation (KHC) down payment assistance programs with Joel Lobb's expertise, here are the steps you can follow: How to Buy a Home in Kentucky with Zero Down Payment: Your 2025 First-Time Buyer Guide Dreaming of … Continue reading How to get approved for a mortgage in Kentucky as a first-time homebuyer

Kentucky First-Time Home Buyer Loan Programs


Kentucky First Time Home Buyer Loan Programs for 2024