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Minimum Credit Scores for Kentucky Home Loans


What is the minimum credit score I need to qualify for a Kentucky mortgage currently? Question: What is the current minimum credit scores needed to qualify for a Kentucky mortgage Loan? Answer: The minimum credit score needed to qualify for a Kentucky mortgage depends on the type of loan program you are looking to obtain, this could … Continue reading Minimum Credit Scores for Kentucky Home Loans

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How to Qualify for a Kentucky Mortgage: Income and Employment Guide


Acceptable Income and Job History for a Mortgage Loan Approval in Kentucky

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Kentucky FHA Loan Requirements


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Top 4 reasons why mortgage applications are denied 1. Debt-to-income ratio Whether you go through a traditional bank or a mortgage lender, your debt-to-income ratio is one of the most important elements of your mortgage application. This ratio is a simple measure of how much debt you carry expressed as a percentage of the amount … Continue reading

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Self-Employed Guidelines for Getting a Mortgage Approved In Kentucky


  Self Employed Income Guidelines for a Getting a Kentucky Government FHA, VA, USDA Mortgage Loan in Kentucky A borrower is considered self employed if they have 25% or more ownership in a business. Contract or 1099 employees are self employed borrowers. There are 4 types of self employed business structures: Sole Proprietorships Corporations Limited … Continue reading Self-Employed Guidelines for Getting a Mortgage Approved In Kentucky