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6 options for buying a home with little or no money down
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How to get Approved for A Kentucky VA Mortgage Loan.
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What are the qualification for a Kentucky VA Home Loan?
Consistent Job and Income Stability
- For a currently serving service member, your service will immediately qualify as a stable job.
- For Kentucky veterans no longer on active duty, you’ll want to have at least 12 months at your current job or be in a similar line of work to your most recent work. Two years or more with an employer is the ideal job history for a mortgage.
- If you started a new job recently, you may be able to reference your previous work history, work in the service, or educational background to support the stability of your new job. In addition to standard paperwork, if it’s a brand new job, we’ll also be looking for an offer letter.
- Some types of jobs are inherently less stable than others. If you’re receiving a salary, your income is guaranteed short of…
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Kentucky VA Loans: What to Know about Qualifying for a VA loan in 2019
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What are the updated guidelines for qualifying for a Kentucky VA Mortgage in
2021
What is a Kentucky VA Mortgage loan?
A Kentucky VA loan is issued by a private lender in Kentucky and insured by the Department of Veterans Affairs or VA . for qualified U.S. veterans, active-duty military personnel and certain surviving spouses.
Who is eligible for a Kentucky Mortgage VA loan?
You are likely to be entitled to apply for a Kentucky VA mortgage if:
You are active-duty military.
You were separated from military service in a situation “other than dishonorable discharge.”
As a veteran or active military, you meet specific length-of-service requirements.
You are a reservist or a member of the National Guard.
You are a qualified surviving spouse of a deceased veteran.
In addition, there are these requirements:
The home must be your primary residence.
You must have a valid certificate of eligibility from…
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Kentucky Homebuyer Loan Options for 2019.
First Time Home Buyer loans in Louisville, Kentucky for 2019. FHA, VA, USDA and KHC Down Payment Assistance.
Kentucky First-Time Home Buyer Programs | USDA, FHA, VA & KHC Loans 