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KY USDA Rural Housing Update 2016
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Louisville, Kentucky VA Loan Requirements for 2016
The Key benefits of the Kentucky Veterans Administration Homes Loans are: Lowe credit requirements (620 credit scores) No money down loans low closing costs close in 30 days free pre-approvals Low interest rate No mortgage insurance No early repayment penalties
Kentucky USDA Rural Housing Credit Report Requirements Update 2016
February 12, 2016
Credit Validation Requirement – Important UpdateEffective immediately, an applicant’s credit score may be validated with at least two eligible trade lines instead of three trade lines as previously required. Such trade lines consist of credit accounts (revolving, installment, etc.) with at least twelve months of repayment history reported on the credit report. Corresponding revisions to the 3555 Handbook will be posted on the USDA Rural Development’s Regulation and Guidance website on March 9, 2016.
February 12, 2016KY USDA Rural Housing Credit Report Update 2016Effective immediately, an applicant’s credit score may be validated with at least two eligible trade lines instead of three trade lines as previously required. Such trade lines consist of credit accounts (revolving, installment, etc.) with at least twelve months of repayment history reported on the credit report. Corresponding revisions to the 3555 Handbook will be posted on the USDA Rural Development’s Regulation and Guidance website on March 9, 2016. At least one applicant whose income or assets are used for qualification must have a valid credit report score or have at least two historical trade line references that have existed for at least 12 months to establish a credit reputation. For applicants without an established credit history and unable to establish the required number of eligible trade lines to validate the credit score, alternative methods may be… |
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Had a Foreclosure, Short Sale, Deed-in-Lieu or a Bankruptcy? Well, It’s Time To Buy Again!
: kentucky rhs loan, kentucky rural development loan, Kentucky USDA, Louisville Kentucky, Mortgage loan, rhs, Rural housing, United States Department of Agriculture, USDA Rural Development, zero down kentucky home loan | Categories: 100% Financing Zero Down, 2015 kentucky usda changes, 2015 ky rural housing changes, 502 Guaranteed Loan, Direct Loan USDA, DIRECT LOANS, Guaranteed Section … Continue reading Had a Foreclosure, Short Sale, Deed-in-Lieu or a Bankruptcy? Well, It’s Time To Buy Again!
Kentucky First-Time Home Buyer Programs | USDA, FHA, VA & KHC Loans 