Guide to Kentucky Mortgage Loan Programs for Home buyers


If you're a homebuyer in Kentucky searching for the best mortgage loan program, it's essential to understand your options. You may be interested in a conventional loan. Perhaps you are exploring government-backed programs like FHA, VA, USDA, or Kentucky Housing Corporation (KHC) loans. This guide will assist you. It will help you find the right … Continue reading Guide to Kentucky Mortgage Loan Programs for Home buyers

2024 KY USDA Rural Housing Income Limits for Kentucky Counties for the Guaranteed RHS Loan


KY USDA Rural Housing Income Limits for Kentucky Counties for the Guaranteed RHS Loan Kentucky USDA Rural Housing County Income Limits

Qualifications for a USDA Loan to Buy a Home in Kentucky


Qualifications for a USDA Loan to Buy a Home in Kentucky

Here are action steps you can take right now to buy a home in Kentucky in 2025


If you're planning to buy a home in Kentucky in 2024, here are some essential steps to consider: 1. Focus on improving your credit score to qualify for a mortgage with a low interest rate. 2. Manage your debt-to-income ratio by repaying existing debt, increasing your income, or both. 3. Ensure timely payments on all accounts to maintain a good credit score. 4. Get pre-approved for a mortgage before searching for a home to know your affordability. 5. Keep credit card utilization below 30% and seek down payment assistance programs if needed.

The difference in Kentucky USDA Direct loans vs. Kentucky USDA Guaranteed Loans


The difference in Kentucky USDA Direct loans vs. Kentucky USDA Guaranteed Loans