Kentucky VA Loan Guide for Veterans, Active-Duty, and Military Families

Kentucky Homebuyer Mortgage Guide: FAQs Answered


First-Time Homebuyer Guide for Kentucky Mortgages

Kentucky FHA Mortgage Loans with Private Flood Insurance


HUD expands flood insurance options for Kentucky FHA homeowners in flood zones Effective December 21, 2022, the Federal Housing Administration (FHA) allows borrowers with FHA-insured single-family mortgages in FEMA-designated Special Flood Hazard Areas (SFHAs) to use private flood insurance policies that meet FHA requirements. Previously, FHA generally limited acceptable coverage to the National Flood Insurance … Continue reading Kentucky FHA Mortgage Loans with Private Flood Insurance

6 Steps to Buy a Home in Kentucky in 2026


If you're planning to buy a home in Kentucky in 2024, here are some essential steps to consider: 1. Focus on improving your credit score to qualify for a mortgage with a low interest rate. 2. Manage your debt-to-income ratio by repaying existing debt, increasing your income, or both. 3. Ensure timely payments on all accounts to maintain a good credit score. 4. Get pre-approved for a mortgage before searching for a home to know your affordability. 5. Keep credit card utilization below 30% and seek down payment assistance programs if needed.

Buy HUD Homes in Kentucky with $100 Down: 2026 Changes Explained


Current HUD Homes for Sale in Kentucky

FHA, VA, USDA: Key Loan Options for Kentucky Buyers


Kentucky Home Buyer Guide Loans & Assistance