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A Complete Guide to Closing Costs in Kentucky


  Types of Closing Costs for Kentucky Mortgage loans Let’s talk briefly about the types of closing costs you might encounter and how much those costs tend to run. Understand that closing costs, especially tax-related costs, will vary widely depending on where you live. But some costs can be estimated based on national averages.   … Continue reading A Complete Guide to Closing Costs in Kentucky

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Credit Score Information For Kentucky Home buyers


Credit Scores are important for getting approved for a Mortgage in Kentucky.

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How Credit Scores Affect your Kentucky Mortgage Loan Approval Chances


A lot of Kentucky homebuyers are hesitant about having their credit pulled because they think it will go down, whereas in most cases, scores are really the same with most Kentucky mortgage lenders. Below I will try to explain to you what mortgage lenders use for credit qualifying scores and why you may have a different credit score and … Continue reading How Credit Scores Affect your Kentucky Mortgage Loan Approval Chances

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What credit score do you need for a mortgage?


What credit score do you need for a mortgage in Kentucky for FHA, VA, USDA and Fannie Mae Home Loans?

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What are the Kentucky FHA Credit Score Requirements for 2020 Mortgage Loan Approvals?


If you are looking to refinance your mortgage loan, you’ll want to be prepared to meet your lender’s criteria and educate yourself about your FICO® Scores as they are the credit scores most commonly used in the mortgage refinancing process. As there are different versions of the FICO Score, it’s important that you focus on … Continue reading What are the Kentucky FHA Credit Score Requirements for 2020 Mortgage Loan Approvals?