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Signs of credit-score easing for buyers as market softens | Business & Technology | The Seattle Times


Signs of credit-score easing for buyers as market softens | Business & Technology | The Seattle Times.

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What does it take to get a mortgage today? – Half Moon Bay Review : Community


What does it take to get a mortgage today? - Half Moon Bay Review : Community. Your debt to income ratio cannot exceed 45 percent. The higher your credit score, the lower the mortgage rate. A score of 740 or above will give the best rate; a 690 will work, but you will pay between … Continue reading What does it take to get a mortgage today? – Half Moon Bay Review : Community

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Mortgage Rates Surge to 2-Year High


Mortgage Rates Surge to 2-Year High.   30-year fixed-rate mortgages: averaged 4.58 percent, with an average 0.8 point, rising from last week’s 4.40 percent average. A year ago at this time, 30-year rates averaged 3.66 percent. 15-year fixed-rate mortgages: averaged 3.60 percent, with an average 0.7 point, rising from last week’s 3.44 percent. Last year at this … Continue reading Mortgage Rates Surge to 2-Year High

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Where to Get the Best Mortgage Rates – 4 Things You Need to Know


Where to Get the Best Mortgage Rates - 4 Things You Need to Know. To properly answer this question (Where can I get the best mortgage rates?), we must address four different factors. Each of these factors can affect the rate you receive from a lender: Types of home loans (ARM vs. fixed) Credit unions … Continue reading Where to Get the Best Mortgage Rates – 4 Things You Need to Know

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Mortgage Rule Changes: A year later


What it was then: You could get a mortgage with zero downpayment which meant the lenders would provide a mortgage for 100% of the purchase price.What it is now: You must have at least 5% of the purchase price as a down payment from your own resources, a gift from relatives or borrowed via a … Continue reading Mortgage Rule Changes: A year later