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Kentucky Mortgage Approval: Income & Job History Tips


Acceptable Income and Job History for a Mortgage Loan Approval in Kentucky

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Kentucky FHA Loan Requirements


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How to qualify for a Kentucky FHA loan


To be eligible for a Kentucky FHA loan, Kentucky mortgage borrowers must meet the following lending guidelines: Have a FICO score of 500 to 579 with 10 percent down, or a FICO score of 580 or higher with 3.5 percent down. Have verifiable employment history for the last two years. Have verifiable income through pay … Continue reading How to qualify for a Kentucky FHA loan

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MINIMUM CREDIT SCORES REQUIRED FOR KENTUCKY FHA, VA, USDA MORTGAGE LOANS


KENTUCK YFHA/VA/USDA LENDER FHA 620+ MIN FICO -  NO OVERLAYS!!!! FHA CREDIT SCORES IN KENTUCKY CURRENTLY · Minimum credit score· 620 AUS approved· 640 manual· Non-Credit Qualifying Streamline refinances allowed· Gift funds allowed for down payment and closing costs· Cash out 80% LTV VA CREDIT SCORES IN KENTUCKY CURRENTLY· Minimum credit score· 620 AUS approved· … Continue reading MINIMUM CREDIT SCORES REQUIRED FOR KENTUCKY FHA, VA, USDA MORTGAGE LOANS

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Self-Employed Guidelines for Getting a Mortgage Approved In Kentucky


  Self Employed Income Guidelines for a Getting a Kentucky Government FHA, VA, USDA Mortgage Loan in Kentucky A borrower is considered self employed if they have 25% or more ownership in a business. Contract or 1099 employees are self employed borrowers. There are 4 types of self employed business structures: Sole Proprietorships Corporations Limited … Continue reading Self-Employed Guidelines for Getting a Mortgage Approved In Kentucky