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Kentucky Mortgage Options After Short Sale or Foreclosure


Kentucky Mortgage Short Sale: Conventional Loans Require: Minimum 2 years with restrictions up to 7 years 2 to 4 years - 80% maximum LTV 4 to 7 years - 90% maximum LTV 7 years and after allow for maximum standard financing Kentucky FHA and Kentucky VA Loans Require: 3 years, with exceptions possible for less … Continue reading Kentucky Mortgage Options After Short Sale or Foreclosure

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How to Get a Kentucky FHA Mortgage Loan


If you’re a first-time homebuyer in Kentucky or simply looking for an accessible loan option, an FHA mortgage loan is worth exploring. With low down payments, flexible credit requirements, and potential for down payment assistance, FHA loans provide a pathway to homeownership for many Kentucky residents. Here’s everything you need to know about qualifying for … Continue reading How to Get a Kentucky FHA Mortgage Loan

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Kentucky FHA Loan Requirements


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A Complete Guide to Closing Costs in Kentucky


  Types of Closing Costs for Kentucky Mortgage loans Let’s talk briefly about the types of closing costs you might encounter and how much those costs tend to run. Understand that closing costs, especially tax-related costs, will vary widely depending on where you live. But some costs can be estimated based on national averages.   … Continue reading A Complete Guide to Closing Costs in Kentucky

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Qualifying Loan Programs for First-Time Homebuyers in Louisville, Kentucky


Qualifying Loan Programs for First-Time Homebuyers in Louisville, Kentucky