Kentucky Rural Housing USDA Guidelines 2011 – Kentucky First-Time Home Buyer Programs

10/23/2013 Kentucky Mortgage Broker Offering FHA, VA, USDA, Conventional, and KHC Down Payment Assistance Home Loans Uncategorized

Rural Development (RD) funding, Kentucky Housing Corporation (KHC) will continue to purchase RHS Guaranteed Loans

Rural Development (RD) funding, Kentucky Housing Corporation (KHC) will continue to purchase RHS Guaranteed Loans. via Rural Development (RD) funding, Kentucky Housing Corporation (KHC) will continue to purchase RHS Guaranteed Loans. Kentucky Rural Housing updated eligible property areas for October 2013 for Kentucky USDA Homes. This will allow the following eight Kentucky cities to remain … Continue reading Rural Development (RD) funding, Kentucky Housing Corporation (KHC) will continue to purchase RHS Guaranteed Loans

Kentucky Rural Housing USDA Guidelines

Kentucky Rural Housing USDA Guidelines Property Eligibility (GRH Purchase Transactions Only) • In order for a property to be eligible for a Kentucky Rural Development guaranteed loan, the property must be located in a rural designated area as defined in Rural Development Instruction §1980.312. You may view eligible areas on USDA Rural Development’s web-site at: … Continue reading Kentucky Rural Housing USDA Guidelines

As a life-long Kentucky resident, I have helped over 1300 Kentucky families buy or refinance their home over the last 20 years. You can trust me for your next mortgage loan. I deliver on what I say and I will give you honest, up-front personal attention you deserve for your home loan. I have several advantages over the big- mega banks in town. First, I can shop your loan thru different mortgage companies across the country to seek competitive rate options and programs that don’t fit regular bank guidelines, whereas most banks will offer offer you there one and only deal. I have access to over 15 different mortgage companies to broker your loan thru. You will not get lost in the shuffle like most borrowers do at the mega banks; your just not a number at our company, you are a person and we will treat you like one throughout the entire process. Free pre-approvals within 6 hours and get your loan closed within 15-30 days. Give us a try or let us compare what you have now. Call me or text me locally anywhere in KY at call/text me 502-905-3708; this is my personal cell phone and I carry it on me at all times. Free credit reports and approvals.

Thank you for visiting. I hope you find this website both informative and empowering as you explore your mortgage options. My goal is to help you feel confident in selecting the right home loan for your unique situation.

I proudly serve all 120 counties in Kentucky, offering a full range of mortgage loan programs, including:

FHA Loans
VA Loans
USDA Rural Housing Loans
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With over 20 years of lending experience, I’ve had the privilege of helping more than 1,300 Kentucky families achieve their homeownership goals. Whether you’re a first-time homebuyer or seeking a second opinion, I’m here to offer honest, no-pressure advice—always free of charge.

I am dedicated to:

Attending as many closings as possible
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Making myself accessible every step of the way

I’ve been consistently recognized as a top mortgage loan officer in Kentucky for VA, FHA, USDA, and KHC programs. I take pride in being thorough, transparent, and attentive with each and every client.

Please take a moment to read my reviews below. If you have questions or need guidance, feel free to call or text me directly.

Joel Lobb – Senior Loan Officer
NMLS #57916
📞 (502) 905-3708
📧 kentuckyloan@gmail.com

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