Top Kentucky Mortgage Programs for First-Time Homebuyers


7 Popular Kentucky First-Time Homebuyer Programs to Consider for Your First Home

Kentucky Homebuyer Mortgage Guide: FAQs Answered


First-Time Homebuyer Guide for Kentucky Mortgages

6 Steps to Buy a Home in Kentucky in 2026


If you're planning to buy a home in Kentucky in 2024, here are some essential steps to consider: 1. Focus on improving your credit score to qualify for a mortgage with a low interest rate. 2. Manage your debt-to-income ratio by repaying existing debt, increasing your income, or both. 3. Ensure timely payments on all accounts to maintain a good credit score. 4. Get pre-approved for a mortgage before searching for a home to know your affordability. 5. Keep credit card utilization below 30% and seek down payment assistance programs if needed.

FHA, VA, USDA: Key Loan Options for Kentucky Buyers


Kentucky Home Buyer Guide Loans & Assistance

Understanding Closing Costs for Kentucky Mortgages


Kentucky Mortgage Closing Costs Explained (2026 Guide for Home Buyers and Refinance Borrowers) If you’re buying or refinancing a home in Kentucky, closing costs are one of the most misunderstood — and most searched — parts of the mortgage process. Borrowers comparing Kentucky FHA, VA, USDA, and Conventional mortgage programs often want to know exactly … Continue reading Understanding Closing Costs for Kentucky Mortgages