Kentucky Mortgage Guide for First-Time Buyers


Everything Kentucky first-time homebuyers need to know about qualifying for a mortgage loan Getting Started: The Basics What credit score do I need to buy my first home in Kentucky? For No Money Down Loans: USDA Rural Housing: No minimum credit score requirement, but most lenders prefer 620+ (640+ for solid approval) KHC Down Payment … Continue reading Kentucky Mortgage Guide for First-Time Buyers

Income and Job History for Kentucky Mortgage Approval


https://kentuckyfirsttimehomebuyer.com/2025/05/01/acceptable-income-and-job-history-for-a-mortgage-loan-approval-in-kentucky/ Employment History Requirements for FHA, VA, and USDA Loans in Kentucky Learn how long you need to be on the job to qualify for an FHA, VA, or USDA mortgage loan in Kentucky. Find out the job duration required. Covers full-time, part-time, and seasonal employment documentation requirements. Thinking About Buying a Home in Kentucky? … Continue reading Income and Job History for Kentucky Mortgage Approval

How to get approved for a mortgage in Kentucky as a first-time homebuyer


How to get approved for a mortgage in Kentucky as a first-time homebuyer using FHA, VA, USDA, and Kentucky Housing Corporation (KHC) down payment assistance programs with Joel Lobb's expertise, here are the steps you can follow: How to Buy a Home in Kentucky with Zero Down Payment: Your 2025 First-Time Buyer Guide Dreaming of … Continue reading How to get approved for a mortgage in Kentucky as a first-time homebuyer

Affordable Down Payment Options in Kentucky: KHC Loan Update


KHC is increasing the down payment assistance program to $10,000 This is for both Regular Down Payment and for Affordable Down Payment assistance programs

Top Home Loan Options for Kentucky Buyers


https://kentuckymortgage.wordpress.com/2025/04/06/home-loan-options-in-kentucky/?page_id=8157 Kentucky homebuyers have access to multiple loan programs designed to accommodate different financial situations and needs. Based on current data, FHA loans offer the most flexibility for credit requirements. Scores as low as 500 are permitted, though 580+ is preferred. VA loans provide the significant benefit of zero down payment for eligible veterans. USDA … Continue reading Top Home Loan Options for Kentucky Buyers