Affordable Down Payment Options in Kentucky: KHC Loan Update


KHC is increasing the down payment assistance program to $10,000 This is for both Regular Down Payment and for Affordable Down Payment assistance programs

Top Home Loan Options for Kentucky Buyers


https://kentuckymortgage.wordpress.com/2025/04/06/home-loan-options-in-kentucky/?page_id=8157 Kentucky homebuyers have access to multiple loan programs designed to accommodate different financial situations and needs. Based on current data, FHA loans offer the most flexibility for credit requirements. Scores as low as 500 are permitted, though 580+ is preferred. VA loans provide the significant benefit of zero down payment for eligible veterans. USDA … Continue reading Top Home Loan Options for Kentucky Buyers

Kentucky Mortgage Options After Short Sale or Foreclosure


Kentucky Mortgage Short Sale: Conventional Loans Require: Minimum 2 years with restrictions up to 7 years 2 to 4 years - 80% maximum LTV 4 to 7 years - 90% maximum LTV 7 years and after allow for maximum standard financing Kentucky FHA and Kentucky VA Loans Require: 3 years, with exceptions possible for less … Continue reading Kentucky Mortgage Options After Short Sale or Foreclosure

Home Loan Programs for Kentucky First-Time Homebuyers


Are you a first-time home-buyer in Kentucky looking to navigate the world of home loans? Understanding the various types of home loan programs can offer clarity. It helps you make informed decisions about financing your dream home. In this article, we'll explore different home loan programs. We will discuss their credit score requirements and down … Continue reading Home Loan Programs for Kentucky First-Time Homebuyers

Kentucky First-Time Home Buyer Loan Programs


Kentucky First Time Home Buyer Loan Programs for 2024