via 100% FINANCING.
VA GUARANTEED HOME LOANS FOR VETERANS AND RESERVIST
More than 27 million veterans and service personnel are eligible for VA financing. Even though many veterans have already used their loan benefits, it may be possible for them to buy homes again with VA financing using remaining or restored loan entitlement. CLICK HERE for an on-line reference guide. I have originated VA loans for 13 years. Call me and I will walk you through the process and I will order your Certificate of Eligibility.
This online pamphlet is designed to help veterans planning to purchase or construct homes, particularly those veterans who intend to finance with Kentucky VA home loans.
Don’t let the program name fool you. Many homes in our area are eligible for 100% financing with USDA Rural Housing loan program. There is an income limit associated with this loan product so call me to determine if your household income qualifies. CLICK HERE to see if a particular property address qualifies for this type of financing.
LOW DOWN PAYMENT OPTION
FHA has a low down payment of 3.50% of the sales price.
Acceptable documented sources for this down payment include:
Checking and savings accounts
401K or other retirement plan withdrawal or loan
IRS or State income tax refund
Bonus income from employment
Gift from a relative or close friend
Loan from a relative or friend
Sale of a documented item such as a car, motorcycle or boat
Cash value from life insurance policy
Secured loan (not a personal loan)
Inheritance
Money awarded from a law suit
Grant from State or City when available.
DOWN PAYMENT ASSISTANCE
The State or City in which you want to purchase may have down payment assistance available. Please ask me for details.
Kentucky First-Time Home Buyer Programs | USDA, FHA, VA & KHC Loans 
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