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You’ve got great credit, a stable job, low debt, and money in the bank — but just not enough to make a down payment. Fortunately, there are many programs out there designed to give you that dream home with little to no money down.

Source: 6 options for buying a home with little or no money down

 

 

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4 thoughts on “6 options for buying a home with little or no money down”

  4. Quick update on the KHC HHF DPA $10k grant available here in KY. I just spoke to my contact over at KHC, they have rougly 400 – $10k grants to give out and so far they have given out less than 20. Get going people but this is what you need to reserve a grant:
    1. A ratified and accepted contract
    2. Mid credit score of 640
    3. Can’t make essentially more than $85-90k a year
    4. You have to keep the home for 5 years before it is fully forgiven.
    5. If you sell before 5 years it turns into a $10k loan automatically.
    6. 0% interest rate for 1st time home buyers which means you have not owned in the last 3 years, then you qualify.
    7. Only counties allowed, Christian, Hardin, Jefferson and Kenton
    8. No new construction
    9. Property has to be previously occupied – no foreclosures

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