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Affordable Down Payment Options in Kentucky: KHC Loan Update


KHC is increasing the down payment assistance program to $10,000 This is for both Regular Down Payment and for Affordable Down Payment assistance programs

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Does FHA require collections to be paid off for a borrower to be eligible for FHA financing?


A Collection Account refers to a Borrower’s loan or debt that has been submitted to a collection agency by a creditor. If the credit reports used in the analysis show cumulative outstanding collection account balances of $2,000 or greater, the lender must: •     verify that the debt is paid in full at the time of … Continue reading Does FHA require collections to be paid off for a borrower to be eligible for FHA financing?

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Getting a Home Inspection In Louisville Kentucky- List of Home Inspectors Louisville, KY


A home inspector’s job consists of three main points: Evaluate a property’s physical and structural condition Identify items in need of repair or replacement Assess the remaining useful life of major systems It is a good idea for you, or your real estate agent, to be present during the inspection. This allows you to ask … Continue reading Getting a Home Inspection In Louisville Kentucky- List of Home Inspectors Louisville, KY

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$10,000 DOWN PAYMENT ASSISTANCE GRANT FOR LOUISVILLE KENTUCKY HOME BUYERS in JEFFERSON COUNTY KY 2018


ALL FUNDS ALLOCATED FOR THE $10,000 DOWN PAYMENT ASSISTANCE AT THIS TIME. $10,000 Down Payment Grant from Kentucky Housing for 2018 First Time Home Buyers   There still is the $6000 Down Payment Assistance Available year-round       4 Things Every Borrower Needs to Get Approved for a Mortgage or Home Loan In Kentucky … Continue reading $10,000 DOWN PAYMENT ASSISTANCE GRANT FOR LOUISVILLE KENTUCKY HOME BUYERS in JEFFERSON COUNTY KY 2018

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How Does Student Loans Affect A Mortgage Loan Approval in Kentucky ?


As more Kentuckians go back to school to further their education, this usually involved for some people student loans to finance their post-secondary high school education. Below I did a summary for the different types of loans for Kentucky Home Buyers and owners for:, FHA, VA, USDA, Fannie Mae and how each loan program effects the borrower and their status … Continue reading How Does Student Loans Affect A Mortgage Loan Approval in Kentucky ?