First-Time Homebuyers Kentucky Mortgage Offerings to consider


First-Time Homebuyers Kentucky Mortgage Offerings to consider

Affordable Down Payment Options in Kentucky: KHC Loan Update


KHC is increasing the down payment assistance program to $10,000 This is for both Regular Down Payment and for Affordable Down Payment assistance programs

A Complete Guide to Closing Costs in Kentucky


  Types of Closing Costs for Kentucky Mortgage loans Let’s talk briefly about the types of closing costs you might encounter and how much those costs tend to run. Understand that closing costs, especially tax-related costs, will vary widely depending on where you live. But some costs can be estimated based on national averages.   … Continue reading A Complete Guide to Closing Costs in Kentucky

Summary of different loan programs for Kentucky first-time homebuyers


Here's a summary of different loan programs for Kentucky first-time homebuyers with a focus on various criteria to include credit score, down payment, debt to income ratio, work history, credit, bankruptcy, foreclosure and employment and closing time frame

Here are action steps you can take right now to buy a home in Kentucky in 2025


If you're planning to buy a home in Kentucky in 2024, here are some essential steps to consider: 1. Focus on improving your credit score to qualify for a mortgage with a low interest rate. 2. Manage your debt-to-income ratio by repaying existing debt, increasing your income, or both. 3. Ensure timely payments on all accounts to maintain a good credit score. 4. Get pre-approved for a mortgage before searching for a home to know your affordability. 5. Keep credit card utilization below 30% and seek down payment assistance programs if needed.